When it comes to personal injury claims, often, most claims are settled out of court. This means you can save your time from the court’s hassle and settle the case outside by accepting the settlement offer by the insurance company.
One thing to remember is that the insurance company will never offer you the ‘best’ settlement. Since they are trained to save their money, the company often offers a low settlement which may not be enough. Therefore, consulting with a personal injury attorney in Atlanta, GA, will help you understand if the company’s offer is correct or you should fight against the company’s offer.
Should you accept the settlement offer?
Many people do not want to go through the court’s hassle and end up accepting the first offer that the insurance company provides. One of the prime reasons behind this is thinking this is the best they can get from the insurance company. However, the truth is, if the offer does not meet your expenses, you can fight against the company.
Similarly, accepting the offer is in the victim’s hands. Before accepting the settlement offer, you need to consider your case’s strengths and weaknesses. Some of them are:
- Your total expense on medical bills, including surgery cost (or any other procedure), medicine bills, doctor’s expenses, and more.
- Rehabilitation costs (if any).
- Additional equipment is needed for recovery.
- Lost income from the injury.
- Emotional pain and suffering.
- Other losses.
Based on the total number of expenses, your lawyer can help determine if the settlement offer is worth your losses. Additionally, if your case has more strong points than weak points, you may consider litigation. However, it is vital to note that litigation can be draining and time-consuming. You need to prove every aspect of your statement to prove that the at-fault party was responsible for your injury. If you are in the process of putting your case together and you do not currently have representation, you will need to do a thorough search of lawyers near you or look for firms that are specifically catered to what you need, e.g. contacting professionals such as the Matthew R. Osborne Consumer Law Firm or ones in the same vein.
Similarly, you can consult a personal injury attorney who can guide you on how the procedure will work. Depending on the evaluation of your case, you can decide if the litigation is worth investing your time and energy into.
In most cases, when a lawyer backs you, they will aggressively fight for your rights and ensure a full settlement offer. If you do not want to go to court, your lawyer can talk to the insurance company and refuse their first settlement offer with all the evidence that the amount is insufficient to meet your losses.